The 401(K) Dilemma: How Managers Can Attract More Employees to Join by Cathy Howley
... It also estimated a contribution rate almost 50% higher when communication was at a high level – a huge leap forward from traditional education methods. The problems that 401(k) plans face exists around the world where saving for retirement is just as challenging. Take Australia for example. You can see some colorful examples of online pension education with voice and movement at These examples also include automated emails after the training to remind employees of what they decided to do.

Write Articles That Convert In 10 Minutes Flat by Michael Hole
... The first time you write an article, it should always be written from the heart, not your brain. Let yourself flow and don’t stop. Just keep writing. Only after your first draft is done, should you go back and edit. 4. Write like you talk. Another good thing about articles is that they don’t have to be complex instructions on how to do things. Write an article the way you would talk to a close friend. Use simple words that you normally use when you speak.

Understanding Your Heart Rate by Zach Bashore
... Measuring your resting heart rate is also used to determine a person`s target heart rate. Athletes use a heart rate monitor as a training aid in identifying their maximum heart rate (MHR) to determine their needed training zones. The easiest method of calculating your maximum hear rate is to subtract your age from 220. Studies have show that one`s MHR on a treadmill is five to six beats higher than on an exercise bike, and two to four beats higher than on a rowing machine.

Easy and Effective - Creating a Comprehensive Marketing Plan for Your Home Business by Patrysha Korchinski
... She first considers using chocolate hearts with her business name on them and leaving them with a sign and display at the local mechanic. Unfortunately, at 25 cents a piece, the 500 minimum is too high to fit the budget. She loves the idea though, so makes a note on her notepad to reconsider the idea the following year. She considers putting an ad in the local paper for the weeks leading up to Valentine’s Day. She would like to be able to afford a display ad, but knows that three ads would ...

Walking For Weight Loss-How To Lose Body Fat By Walking by Katie Johnson
... You can start by walking for 5-10 minutes each day gradually increasing to 30-60 minutes at 50-70% of your maximum heart rate. A good target is 5-10 hours of walking per week. Plan to do some strength training exercises on days when you're not walking to help build muscle. When walking for weight loss, don't take more than 1 to 2 days off a week. How fast should you walk? When walking for weight loss each day, you should first walk at an easy warm-up pace for about 5-10 minutes.

Will You Outlive Your Favorite Celebrity? by Barbara Kimmel
... FACT: Exercising at one’s target heart rate strengthens the heart and boosts metabolism. Demko outlines an easy-to-follow strategy incorporating physical, mental, nutritional and environmental modifications that will slow the aging process, such as the benefits of eating a daily serving of oatmeal; having friends who are a variety of ages; reducing your daily caloric intake by 20%; and having a religious or spiritual connection.

Death Calculator-How Long will You Live? by Barbara Kimmel
... FACT: Exercising at one’s target heart rate strengthens the heart and boosts metabolism. 11. Do you eat a balanced diet, including fresh fruit, vegetables, and whole grains? Yes = plus 2. No = minus 3. FACT: Balanced dieters experience lower risk of both genetic and culturally related diseases. 12. Do you smoke a pack of cigarettes daily? Yes = minus 5 for men, minus 10 for women. No = 0. FACT: Smoking causes nearly half a million cancer and lung disease deaths every year.

Seven Crucial Steps for Long Term Weight Loss by John Tiniakos
... Your target intensity should be between 65-75% of your maximum heart rate – in other words, a comfortably vigorous level of intensity. The American College of Sports Medicine recommends that a good weight loss program should consist of daily caloric expenditure of 300-500 calories from exercise. (10) How do you calculate your heart rate? An easy formula for figuring out your maximum heart rate works by simply subtracting your age from 220. If you’re 40 years old, for example, your maximum ...