Retirement May Not Look Great to Some by Martin Lukac
... We have over 20 more years to let that money grow. We won't retire well because we were lucky. We will retire well because we started young and we kept it up. The truth is, even though no one is saving, it is the only way to prepare for retirement. There is no surety that there will be Social Security forever. We can't always depend on what our employers have in place as pensions or health coverage. Things are never for certain. That is why you have to start saving. Right now.
Retirement – It's Sooner Than You Think!! (Honestly) by Kate Hufstetler
... Social Security: as of 2004, the average annual Social Security retirement benefit is approximately $11,000. That is not a lot to live on folks. Plus, we all hear the news periodically that there might not be any Social Security around when we get older and need it. And as a further WAKE UP call, I found a calculator which estimated (without Social Security):a couple at 40bringing in $90k a year (together)with very modest investmentswould need to save an additional $2,690,000.00 ( yes 2 ...
A Bit About Early Retirement Benefits by Tom Turner
... But as a general rule if you take early retirement benefits you will get about the same total Social Security benefits over the rest of your lifetime it will just mean that they come in smaller amounts in order to take into account that you will actually be receiving them over a longer period. There are some advantages as well as disadvantages to be had from you taking early retirement benefits before you actually reach full retirement age. One really big advantage is that you will be ...
Cracking Passwords by Darren Miller
... Shortly after
cracking all the accounts we were able to use their remote
access system to gain entry into their internal network as
an administrator. There are also ways of capturing user
account information using man-in-the- middle attack
techniques, remote social engineering, and phishing just to
name a few. The bottom line is, make your passwords complex, and change
them as often as you can You may reprint or publish this article free of charge as long as
the bylines are included.
Does Your Financial Plan Belong in a Cartoon? by Neal Frankle
... Take that figure, add your social security and other passive retirement pension income to determine what your reasonable income is going to be. Your next step is to Google “retirement planning calculator” so you can find a variety of online free calculators. Input the information you calculated from the two prior steps to determine if you are on track. If not, here are two tips that can help fix your plan: 1.Just because you can tap into your IRA accounts at age 59-1/2 doesn’t mean you ...
Child Support Calculators by Kevin Stith
... In order to get the net income, mandatory expenses such as income taxes, Social Security and Medicare tax, union dues, and health insurance dues are subtracted from a parent’s gross income or the amount of income from wages and investments. Aside from net income, there are also different factors considered in determining child support, such as the time spent with the child and the number of children between the parents. Special circumstances are also factored into the formula.
Compound Interest Doesn't Add Much To Your Wealth by Francis Kier
... And when the baby-boomers start emptying the government’s social security account in 2014, tax rates on these retirement accounts are not going to remain low. Politicians will take the easy way out and simply tax these retirement accounts to make up any deficit. The point is this: when money is in a retirement account, it isn’t yours until the government taxes it and releases it to you. More reference material for this article is available at If you start playing around with realistic ...
Retirement Calculator by Milos Pesic
... Other Income – The amount you’ll enter here can include Social Security, employer-funded pension plans, or other external source of income. Inflation Rate – This is the average expected annual inflation rate over the period encompassing your remaining working years and retirement years. Current Age Current Tax Rate – Enter your current federal tax bracket. Retirement Age –Know the official retirement age. For those who were born in 1960 or later, 67is the official retirement age.