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Tuesday, January 16, 2018
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Insurance - Don't Let Health Care Hijack Your Retirement by Jeffery Voudrie
... To cut costs, many companies are reducing benefits, charging more, or eliminating retiree health plans entirely. For example, one of my clients retired from a large company and due to its financial troubles and rising health care costs, his monthly premiums have increased from $40 a month to $220 in just 4 years. So whatís a person to do? You canít escape the rising cost of health care, but you can certainly plan for it. Pre-retirees need to take a hard look at their savings plan to make ...

Term Life Insurance Information Sources by Donny Lowy
... He can make recommendations based on your personal situation. Opt for a financial planner who is compensated by you and not the insurance company. If he receives a commission from the insurance company he might be swayed towards recommending an insurance product based on his potential commission. Term Life Insurance Source #6 Search engines. Search online and you will see thousands of sites that offer free information, along with free term life insurance quotes.

Home Insurance - Take Cover by Michael Challiner
... It is possible to get discounts on insurance if you cover both your home contents and take out buildings cover with the same company. There are wide-ranging offers and discounts available, with lots of companies vying for your business. Remember you need to insure for the full value of your belongings to avoid the risk of a claim being reduced or rejected, whilst still getting the very best value for money. The easy way to do this is via an on-line insurance broker.

What's the Difference Between Individual, Family, Group and Health Insurance? by Kurt Stammberger
... In todayís group health insurance plans, the employer usually pays from 25% to 50% of the premium and the employee pays the rest, but there are some companies that pay 100% of the premium. Plans like fee for service, HMO, PPO, POS are all available to groups, though each employer will most likely pick a subset of these to offer to their employees. AFFORDABLE HEALTH INSURANCE: INDIVIDUAL AND FAMILY The popular adage - 'Health is wealth' is proving to be increasingly true as medical and ...

Salary Negotiation is a Sticky Subject by Peter Fisher
... Refrain from making strong demands, but contact the employer and say that whilst you would really like to accept the offer, you were expecting the [basic salary or holiday paid days or car benefit or insurance] to be a little better and if it could be improved you will give your immediate acceptance and agree a start date. If you are having to relocate you could mention this in your negotiations and ask for some assistance with the costs. You should never show an employer that you need the ...

Review of Car Rental Abroad by Matthew Sund
... Any automobile cleaning that needs to be made, gasoline that need be left in the automobile, any additional insurance required (check this before you go - you might already be covered), any extra mileage that you make and of course, any taxes (especially at the airports). This can get quite complicated, take a calculator with you or simply take your time going through it with the automobile rental salesperson to assure you fully understand it, although it is much, much better to go on the ...

A Guide to Website Promotion -- Part Two by Scott Lindsay
... There are email marketing companies that have developed lists of people who have agreed to receive commercial emails. You could use such a service, but if you do, make sure itís not a type of ďpay to read emailĒ company. To pay for something like this will do you no good, as people who get paid to read emails donít really care about your message, but just click on the links to get a commission per click. Up to now youíve learned the importance of search engine strategies, how to develop a ...

3 Easy Ways To Brand Your Small Business Name by Adam K
... Some companies may give you web space like companyname/yourname.com, but if you need people to remember your name then register it as a domain, and slap it on your business cards. 2. Get your small business on promotional items that people use every day. Giving out calendars, pens, notepads, coffee mugs, clocks, or calculators with your brand on them is a great way to be remembered. Most people donít staple your business card to the wall, but a good-looking calendar can be in front of a ...

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