What's the Difference Between Individual, Family, Group and Health Insurance? by Kurt Stammberger
... In general, group health insurance plans offer many advantages over individual health insurance. These include smaller premiums, better tax concessions, and extended coverage. Virtually all business owners can qualify for group health insurance. Furthermore, because you represent a bigger chunk of business to the insurance carrier, you can usually negotiate terms and conditions quite a bit as a business owner. Hence it’s advisable to do your homework before you start negotiations.
Life Insurance – Smokers and Overweights Pay Over 50% More! by Michael Challiner
... The life insurance industry pointedly ignores the views of some Pro Smoking Pressure Groups which argue that smokers under the age of 40 have around the same probability of dieing as non smokers. David Pickett, Life Insurance Manager at Sainsbury's spoke for the insurance industry when he confirmed “Health risks associated with smoking can have a big effect on life cover costs. It is vital for those who have kicked the habit to review their policies”.
Body Mass Index (BMI) Can't Measure Your Overall Health by Ian Mason
... David chuckles as he recounts the story of talking with his insurance company about insurance: “Before I went to see her, she must have thought I was a candidate for a heart attack. When I visited, she realized that I wasn’t about to have a heart attack, but I think she almost did!” In his spare time, David is a body builder. He lifts weights nearly every day, gets regular aerobic exercise in the forms of bicycling and karate, and eats well-balanced meals emphasizing lean meats, vegetables ...
Organization, the Key to Success by Michelle Dunn
... Then you can put them anywhere in your office, when your like items are grouped together and contained, you will not have to search each time you mail something or need to grab something to read. I was a bill collector for 17 years and one of the reasons I have been successful is because of my organizational skills. I believe you can be more successful when you are organized, and it will get away from you but if you have a base plan, and stick to it, it will work.
Standardize Your Processes to Produce Best Results by Donald Bryant
... For the group 5, 5, 5,
5, and 5 the standard deviation is 0, since there is no variety. So, when you are
trying to standardize a process, see if you cannot find some significant measure
that reflects the process and try to reduce the standard deviation as much as
possible. In fact, this is the heart of Six Sigma—reduce the standard deviation as
much as possible. The best manufacturers and service providers often use this tool. Once you have standardized a process and have achieved a ...
The Skinny on Mutual Fund Investing by Mika Hamilton
... A mutual fund is actually a company that operates by taking money from a group of investors (all those that buy the fund) and then invests it in stocks or bonds, short term money market instruments, securities, options, or some combination of these investments. If the investments pay off, the investors make money. Because most mutual funds are run by people with a certain amount of financial savvy and stock market experience, mutual fund investing is often considered rather safe, but the ...
African Safari Gear Packing List - What To Take Along by Bruce Whittaker
... Many safari companies do supply them for you but they might be a little battered and bent with use and you will also have to share them with other members of the group which will mean less viewing time for you. Binoculars (essential safari gear)
Camera and film (can be expensive and/or difficult to obtain) and extra flash batteries and lens cleaner
If taking a digital camera: memory stick(s)/data card(s), charger and
Small bean bag to substitute a tripod