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Wednesday, January 17, 2018
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Financial Planners by Dan Noyes
... "Financial planners are like dentists: they may occasionally inflict pain, but in the end, you will be better off for following their advice!” Whoever wrote these lines must have either been a financial planner or someone who relied heavily on planners for finance management. We all know that planning our finances is vital. Why, then, do most people stall the process? Perhaps visions of being buried under balance sheets and calculators plague you, and ultimately tempt you to put off your ...

Family Life Insurance Companies by Steve Valentino
... They will take into consideration the things that your family counts on from you every day like financial support including food, shelter, transportation, education, future plans, children, business, travel and retirement. A family life insurance company will make sure that your family is covered financially in the event you die prematurely. They will also take into account that most families have a double income these days. They will likewise encourage you to take out double coverage in ...

What's Your Cappuccino Factor? by Andy Warren
... Whatever your figure is, it could make a huge difference to your financial lifestyle and your financial future. Try this little experiment. If you’re good at maths you can do this on paper otherwise you might need a calculator. Take the amount of your daily Cappuccino Factor and multiply it by 6,214. This will give you the amount you would save at a 10% interest rate over 10 years if you stopped your Cappuccino Factor habit and invested it instead.

The 401(K) Dilemma: How Managers Can Attract More Employees to Join by Cathy Howley
... No one wants to read line after line of dull financial text. Make the benefits animate and come to life in bold type. The Pension Research Council at the Wharton School concluded that "the largest effect on participant contribution rates comes from raising the concentration of materials offered via the web". It also estimated a contribution rate almost 50% higher when communication was at a high level – a huge leap forward from traditional education methods.

Retirement Calculator: How Much Will It Cost You to Retire? by Robert Andrews
... Financial experts recommend some feasible solutions to avoid possible confusions and errors in using the retirement calculator. Here’s how: 1. Be careful in choosing factors Some people tend to choose some factors when using retirement calculator. Any considerable errors in the selection will constitute clear negative effects on the results. Hence, it is important to be cautious in choosing a particular factor. Try to give some allowances as well.

TPM and Lean Production, is It Worth the Effort? by Oskar Olofsson
... If you do not know your present OEE-ratio, the easiest way to determine it is to use the free OEE - calculator at wcm.nu. Then estimate what you consider a possible OEE-ratio after improvements. World Class companies reach 80-95% OEE, what is a realistic level for you? Use the present and future OEE to calculate the future benefits. If you don't want to do the calculations by hand, try instead the free TPM and Lean - calculator at wcm.nu. Et voilà!

Yes You Can Trade Stocks and Options Like a Pro by Anatole Raif
... Some work best with stocks, while others are better suited for derivative trading (options, futures, etc…). All of them are anti-martingale strategies where the size of the position goes up as your account size grows. For a much more in depth discussion of money management systems and position sizing I recommend reading “Trade your way to financial freedom” by Van K. Tharp. Yes you can trade stocks and options like a pro. You just need to focus on managing risk the way professionals do.

How To Get The Best Term Life Insurance Quote by E. Cory
... best is a financial rating service that reviews and rates the financial strength of insurers. You may want to choose an insurer with an “A” rating from A.M. Best to be safe. Next, make sure your quotes are for the coverage you need. The most common type of term life insurance is Level Term Life Insurance. An example would be a $100,000 policy for 20 Year Level Term Life Insurance. This means you pay the same premium each year for 20 years. If you die before the term ends, your beneficiary ...

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